Mary is a 35 years old mother of two young girls. She has grown tired of her dead end receptionist job and wants more out of life. She wants to move up in the company to provide a better life for her family and to be a shining example to her daughters. Yet, she knows they only hire college grads for all other positions higher that hers. Mary looked into several of those adult education schools where you can continue to work and take classes. However, even with the loans and grants they help you get it was just too much out of her budget. Just as she was about to give up a co-worker tell her how to get cash for structured settlement disbursements.

Mary found out that she can sell structured settlements for the cash she needs to go back to college. So that is exactly what she did. She got the school loans and grants, sold her annuity payments to a buyer and enrolled into college. Mary finally feels like the shining example to her girls and is getting the education she needs to advance in her company. In fact, she has a standing offer for an office manager position once she graduates.

She is so thankful to her co-worker for telling her how easy was to sell annuity payments. The settlement Mary had was large enough to where she only needed to sell a portion of the payments to a reputable buyer to cover the additional schooling expenses outside the school loans and grants. Mary is on her way to a bright future thanks to the hassle-free cash she received from selling her structured settlement payments.

Fast-forward a few years down the road. Mary is well into her Office Manager position and she now supervises the receptionists, among others. Her life no longer feels stagnant since she graduated college with a degree; plus her daughters couldn’t be more proud of their mother if they tried.

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It’s Friday! That’s not subjective (a joke from my last post!). Here’s one last post to wrap up my thoughts on time and money. We all know more than a few sayings about these two things. Here are a few of my favorite truisms on this topic.

1. “Time is money.” Benjamin Franklin

2. “Being rich is having money; being wealthy is having time.” Margaret Bonnano

3. “Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.” Johann Wolfgang von Goethe

4. “Time is a waste of money.” Oscar Wilde

5. “Time is more valuable than money. You can get more money, but you cannot get more time.” John Rohn

You’ve probably heard most of these before. I threw in the Oscar Wilde quote for fun; so typically Wildian. What would you do if out of time and in need of money, now? Did you know you can sell structured settlements and get cash now instead of receiving your money over time? It’s like having your own time machine—and money machine. Talk to a buyer of structured settlement annuities about your options, today.

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I didn’t mean for this to be a series, but I keep thinking of more I’d like to share. While we think of time and money as always being scarce—not ever enough—in actuality, they are each an endlessly abundant resource. How could that be? Let’s look at time first.

1. We have time, when we make time. If something is truly a priority, you find the time. Maybe you do with a little less sleep or forgo other opportunities, it’s amazing how you can squeeze time and find more.

2. There will always be more. Time stretches out in front of us in seemingly limitless supply. While no one will live forever, we depend on our ability to plan for the future, including how to spend our time.

3. Our perception of time is in flux. We may perceive things as being fast or slow depending on our satisfaction with the environment and activity. How we gauge time internally is not a constant, therefore, it is expanding and contracting based on subjective criteria, i.e. attitude and engagement.

How do these observations about time relate to money? I’d say all three apply: you can always find the money or make more when you really want it, the supply is unlimited, and our perception is subjective depending on our situation.

If you find your self in need of cash now and out of time, you should talk to a structured settlement buyer about how to get cash for structured settlement payments.

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In the last post, I was writing about two precious resources: money and time. Let’s take a closer look. Why do we consider those two things to be increasingly scarce?

1. If Only… Looking at that mountain of paperwork in the corner, it’s easy to moan, “if only I had enough time to take care of it!” Or perhaps, you might say, “if only I had the money to buy a set of filing cabinets.” Sometimes, money and time are only excuses for things we’d rather not do in the first place.

2. Overburdened. Did you really schedule two meetings across town from each other back to back? Why is it that all of your monthly bills hit within a week of each other leaving you feeling broke for the rest of the month? We take on more than we can handle and just assume that we’ll adjust or figure it out.

3. Reallocation. Sometimes we don’t realize what we have and consequently don’t allocate the resources in the most responsible way. I’m all for relaxing and spending your money the way you choose, but it might make you feel better if during the holiday break you tackle one corner of your office or one project you’ve been putting off. Or, skip one more round of presents and spend the money on something that you’ve been needing for awhile.

Have you thought about the option to sell annuity payments? You can get cash for structured settlements. How would that change your money and time issues?

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Imaging while on a two week vacation in the glorious tropical islands of Hawaii, your house sitter calls you with news of a huge disaster. You saved for years to make this trip happen. You all but emptied out your savings account for the trip. Well, while doing a load of laundry in the basement the sitter noticed a funny smell. She did nothing for the first few days, but when the odor started to make her nauseous, she decided to call you. You told her to have a plumber come check it out thinking it was just a small leak or something. However, you find out that the leak, though small, has caused toxic mold to build up in your walls. Now what?

Now you panic. You know you have next to nothing in savings due to the vacation that you are quickly regretting. You weigh you options and there are few. You could get a loan, borrow from family and friends, do-it-yourself, or try to work out a payment plan with a contractor. Then you remember hearing about cash for structured settlement payments.

Getting a loan or borrowing from family and friends is out of the question. Your just blew your savings, how could you ask someone else to bail you out. You are handy, but trying to handle toxic mold yourself could prove far too dangerous and end up being more costly. Working out a payment plan with a contractor, ha, that is as likely to happen as a UFO is to touch down on your roof. So, sell annuity payments it is. Why not, they would just be put into savings for a rainy day anyway?

Now it is back to the fun in the sun after you located a buyer to get cash for structured settlement payments and worked out the details. You went with selling all the payments you had left instead of the option to sell just what you needed. This way your house is fixed and you still can put some cash away for another rainy day or maybe a return trip to the warm beaches of Hawaii. No regrets.

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Believe it or not, January is more than half over. How are things going this year? Are you making any progress on your resolutions? Is this year really going to be different? What do you see as your major obstacles to making progress?

For a majority of us, money and time might top that list of obstacles to overcome. If you’re like me, you never have enough of either. I can’t print money or manufacture time, but I can be responsible with what I have and be creative with how I get it. Rather than thinking of money and time as elusive entities that I can never capture, I consider them to be precious resources that I must take care of. How can I divide them each in such a way that helps me meet my other goals? How can I care for my money and time so that they help nurture me?

That’s right, I said nurture. You need your money and your time to be around for you when times are tough. What do you think of that? You can begin by thinking creatively about how to gather the resources that you need. You may ask, “how do I sell my annuity?” That’s a good place to start. A buyer of structured settlement payments can talk you through the process so you’ll have cash on hand.

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You’re expecting cash payments for a settlement. Cash for structured settlement payments are good in the fact that the person can count on a specific amount of money each month. But, what does the person do if they need the cash now, in one lump sum. Cash for structured settlement can come in many different forms. When someone is fortunate to win a large lottery sum, or if they have won a law suite for a personal injury claim, are just a couple of ways that one may receive money for a settlement. Structured settlements are on one hand good because they assure that the person receiving payment can do so on a certain schedule of monthly payout. In these cases the person having to pay out the funds have more time to get the needed cash for the payout. Maybe the person is in a situation where they cannot do much with the monthly payment, but if they were to receive the settlement in one lump sum they would be able to take care of their situation. However, if one has something that they would like to use a large amount of money for such as a home, an education, paying off debt and any number of reasons, then it is not unusual for the settlement to be sold to a company so that the person can receive cash for structured settlement in one lump sum.

Even though there are many companies on the market that will buy the settlement, one must make sure just how they will carry this process out. Some companies will sell your settlement to another institution at a higher price and you do not get your full value. Sometimes it is better to work with the financial institution directly. You can rest assured that the person you are working with as a buyer of structured settlement annuity, are meeting the standards as set by their institution. They must be honest in their dealings, giving you a fair price. Be aware that some companies may profit from your money and you could lose.

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This seems to be the time of year for making lists and looking back at the last year. While thinking back over the last year it might be helpful to group your reflections into three categories: personal, professional, and financial. How well did you meet your goals in these three areas? What were your major accomplishments? What were your small victories? What lessons did you learn?

Personally, it may have been a good year full of special moments and shared bonds or you may have felt alienated and lonely. What can you do to make this year different? Professionally, there may have been triumphs and low moments. Were you challenged or bored? What does 2012 have in store for you? Financially, did you feel secure among all the bad news? Did you have what you needed? How can you be better equipped this year?

One way that you can take control of your financial future is to talk to a structured settlement buyer about how to sell structured settlements. Remember you’re in charge of your future.

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Today I made an unexpected charitable donation. I bought an early birthday present for my daughter that was a little out of my price range, but the present itself is really a bonus. I found out a friend is ill and in need of cash, so I bought the most expensive thing in her online shop. It’s not really a hardship on my part–just more than I had planned to spend—but, for what I bought it’s a bargain. It’s the kind of heirloom item that my daughter will have forever and that we will treasure.

This first step was my vote of confidence in her. I am hoping to do more and inspire others to do the same. However, if I was in her situation would I be prepared financially? What would I do if I needed cash fast?

While there are many options and avenues I could pursue, I would want to know more about how to sell annuity payments too. I know I could get cash for structured settlement payments. Money won’t solve everything, but it can make some things easier and sometimes just having it can make you feel more secure in a very insecure world.

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In addition to the usual New Year’s resolutions, you may be thinking that this is the year to change your luck with money. What would you like to happen in 2012 and what can you do to get there? Here are a few steps you could take.

1. Know what you have. Have you taken an inventory of all of your financial resources? Accounts, annuities, IRAs, stocks, CDs, and property?

2. Know what you don’t have. Tally your debt. Student loans, car loans, credit cards, mortgages, and property? How much do you owe all together?

3. Check your insurance. Do you have enough insurance? Life, property, auto? Are you paying too much? Are you covered well enough?

4. File your taxes early. Even if you think you owe, it’s better to know what to expect than to pay penalties to put it off.

5. If you have the means to pay off debt and not do significant harm to your long-term savings, do it now. Not only will you improve your situation, but you’ll feel better.

If you have an annuity, talk to a structured settlement buyer about your options to sell structured settlements. You can get cash now instead of payments spread out over time. It’s your money to use.

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