- This was posted on January 31, 2011
We’ve been told to expect winter weather tomorrow, all of the bad stuff: snow, sleet, ice, rain. While we all dread dangerous conditions there is still a part of every adult that acts like a kid hoping for a snow day. Maybe this will be the day that the roads are bad enough to cancel school and work?
Exciting as that sounds, not being able to get out still requires some planning. So tonight many people will be stocking up at the grocery store, preparing their pipes, bringing the plants in, and doing all the other things that we do so rarely in such a moderate climate. True winter storms are still a novelty and treated with curiosity.
The key to enjoying a snow day is to be prepared for it. In the same way, you can plan ahead for your financial security. Maybe this is going to be the year that you decide to sell annuity payments to a structured settlement buyer. If you prepare and do your homework, then you can sit back and relax while the professionals take care of your financial needs.
Popularity: 16% [?]
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Buyer of structured settlement annuities
Finding the right buyer of structured settlement annuities is an important part when you decide that “I must sell my annuity”. The other part is how to invest the funds afterwards.
23) Nothing tops the 401(k).
The great triple threat: no taxes on the contribution, matching dollars from employer, and tax deferral on gains. But look for the 401K Roth. This is the best especially for younger workers.
Popularity: 18% [?]
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- This was posted on January 28, 2011
It is a gorgeous spring-like day in late-January. The grass is still dead and the trees are bare, but the sun is warm and the sky is a brilliant shade of deep blue. Even better, there was good news about the economy today–something about economic growth and avoiding the double-dip recession that everyone was fretting about. Sounds great!
All of which should put anyone in a good mood, me especially since I seem to be so sensitive to the whims of the weather. A cold gray season can be hard to handle. A sprinkling of fair warm days goes a long way towards making it to Spring. I’ll try to forget that the nastiest days of winter here are usually in February—ice, snow, sleet and unending gray.
So, while we enjoy this moment of sun and good economic news for a change, this might be the moment to ask yourself if you want to sell structured settlements. How could a buyer of structured settlement payments help you turn around your finances?
Popularity: 18% [?]
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Sell annuity payments
Many times an investment opportunity comes up that dictates you may want sell annuity payments. Check out this tip if you sell.
22) Never let tax considerations be the main driver of an investing decision.
Enough said.
Popularity: 17% [?]
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- This was posted on January 27, 2011
The month of January begins as a blank slate for the year. New Year’s resolutions are buoyed by high optimism as the year begins. Winter is setting in for good and the holidays are finally over. In early January everything seems so new.
By mid-January you are finding new routines and either making progress on those new projects and resolutions or you’ve completely forgotten them. By the end of January you should be receiving your W-2 for the previous year, signaling that 2010 really is over. If you’re an ambitious organized person you might even tackle your taxes as soon as you have your W-2s or you might be preparing for their arrival right now by organizing the rest of your information.
If you’re like me and have multiple sources of income, taxes can be quite daunting. Getting an early start on them gives me time to think through it all very carefully and make sure I don’t forget anything. Figuring out your taxes early can help you make better decisions about your financial health for the rest of the year. Are you expecting to owe or expecting a refund?
Either way, what kind of income do you hope for in 2011? If your projected income falls short of your expected expenses and needs, you might want to investigate how to sell structured settlements. When you’re ready to ask, “how do I sell my annuity?” there are buyers of structured settlement payments ready to help you.
Popularity: 21% [?]
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Cash for structured settlements
Any time you receive cash for structured settlements be careful about how you invest.
21) Don’t rely on the regulators.
Do not count on the big brothers to oversee your investments. Just look at the debacles we have had in then last five years. Remember the regulators are the same bunch that run the government. Remember how badly they have handled that.
Popularity: 19% [?]
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- This was posted on January 26, 2011
Today, I finally let go of the yellow sofa. I had resisted for years and held on to the sofa for sentimental reasons. I had a nice sofa cover on it and washed it regularly, but the funky pet smell underneath was hard to disguise. Why would I fight to keep it then?
This sofa was built by my grandfather when my mother was very small. I grew up sliding off its cushions when it was covered in tan vinyl and I was too small to stay put. When I was older Grandpa reupholstered it in a yellow basket-weave fabric. It survived the flooding our of house twice in the 1980s and eventually retired to the upstairs common room with other mismatched furniture. It had had quite a life before I finally took it away from my parents. Unfortunately, I was the one with the dogs. I had two at the time and one of them thought the yellow sofa was her perfect dog bed. To be fair, she was a 150-pound Great Dane. I kept it covered, but it was too late. The sofa moved with me to two duplexes and a house before I finally gave in and we bought a replacement sofa—a new sofa! My sister’s husband and his friend showed up today to take the sofa to her house. There was no way I could just get rid of it. It had to stay in the family and luckily she is just as sentimental as I am, plus she has dogs.
Aside from the wear and tear it has received over the years, the sofa is in surprisingly good shape. It has a solid 1950s construction. The springs and cushions are still good. It was built to last. Most sofas nowadays are practically disposable and you certainly would never personally know the person that built it.
If you value quality and service, you should look for the same attributes when looking for a buyer of structured settlement payments. You can sell annuity payments through a company that you trust and can depend on. By the way, I still have the green lounge chair and ottoman that my grandfather built.
Popularity: 18% [?]
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Cash for structured settlements
Any time you receive cash for structured settlements be careful about how you invest.
20) When you buy a stock, you think it’ll be a winner. But you’re buying it from someone who’s happy to let it go.
There is always a buyer and a seller. Each made their own decision , probably for much different reasons.
Popularity: 20% [?]
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- This was posted on January 25, 2011
If the last post about income vs. debt sounded a bit harsh, let me take a step back to explain. I understand that money has emotional value and if everyone only spent money on the practical things that we absolutely needed then our economy would collapse. We depend on being able to sell “unnecessary” items and I understand that we do gain value from their enjoyment. Taking extreme steps towards austerity might be good for your bottom line, but it takes a toll on the person. Even going out to eat can be exactly the social setting you need to catch up with friends or make new ones.
So, with that in mind, there is a fine line. You don’t want to deprive yourself to the point that you make yourself miserable, but you also can’t justify that five star restaurant on your three star salary. It takes practice, but we all have to find that balance and yes, the occasional splurge is totally justified, but so is that week of brown-bagging it to make up the difference. It’s all about the give and take. Being flexible, practical, and even creative will help you stay in control of your finances rather then the other way around.
If you have an annuity, you always have the option to sell structured settlements. A buyer of structured settlement annuities can get cash for you now by buying as much of your annuity as you want to sell. It could be that this will restore your own give and take balance.
Popularity: 17% [?]
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Sell structured settlements
Any cash that is generated when you sell structured settlements deserves your full attention to wise investing. Follow my thought about this rule of thumb.
19) Some things are best left to the pros.
Do not be lulled into a sense that you can or will achieve the returns that professionals make. They have a much lower transaction cost and can react quicker and make more timely decisions that the average investor.
Popularity: 15% [?]
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