As I’ve mentioned in my previous blogs my family has been dealing with a very seriously ill family member. It’s been, and continues to be, a roller coaster of set backs and slow progress. We’re all hopeful that she is on the mend, that the doctors and nurses are doing the best they can, and that we will make the right decisions as we go. We talk openly about the difficult nights and small triumphs among each other, but we’ve noticed that we’re at a loss when trying to explain the situation to concerned friends, co-workers, and others.

When we try to generalize and say things are getting better, it sounds too optimistic for the reality of the situation. Saying things are getting worse isn’t right either. I’ve tried saying she is very ill and things are complicated. I also find myself saying, “She has good days and bad days.” But actually, lately it’s more like good hours and bad hours, or even moment to moment. We’re all trying to be as general and non-specific as possible so as not to overburden anyone not intimately involved with the details, while at the same time obsessing about calories consumed, temperatures, blood pressure, and all the other minutiae.

At the same time, we’ve all done our internet research and been frustrated by the statistics and vague generalities passed on by the medical community about this illness, treatment, prognosis, survival, etc. Yet, one conversation with a friend about his mother-in-law’s experience with this same disease brought so much hope. Attaching a name and a face to the statistics made all the difference.

If you’ve experienced a medical crisis that evolved into a financial crisis, you can have hope too. You can receive cash for structured settlement payments if you sell annuity payments. This might be one specific thing that you can do to make things better in general.

Popularity: 18% [?]

Share This

So, it turns out nobody likes to take medicine, especially not my dog. I’ve gotten away with using peanut butter to stick pills to the top of his mouth then gently pushing his jaw upwards so he can’t spit it out and watching while he gingerly swallows. He’s currently on a 30-day round of antibiotics and a yeast infection medication, both of which have to be given twice a day. We’re so over peanut butter! After tiring of the struggle, I started trying to use cheese. I hollowed out cheese sticks into little cheese boats filled with pills and cream cheese to keep it all in place. He would swallow the whole thing in one bite! This worked for about two weeks. Now, he’s turning his nose away my cheese sandwiches completely disinterested.

We up the ante again. Bacon bits in the cream cheese? Velveeta wrapped pills? We’re trying! I swear lunch meat wrapped pills are on the horizon. If it wasn’t twice a day, we’d probably have more luck. Then again, this is the dog that turns down almost all dog biscuits. Once, when he knocked a plate of cookies off the table while we were gone he left a giant paw print on a soft cookie expressing his distain for our baked goods.

Only one more week left. Hopefully we’ll get through it without resorting to steak. If you’re feeling like a financial squeeze or life is upping the ante on you, you could sell structured settlements and receive a lump sum of cash in exchange for payments that would have been spread out. Receiving cash for structured settlements could help solve a current financial difficulty. Now, if only we could give the dog all of his medicine at once instead of spreading it out—that might be worth steak!

Popularity: 17% [?]

Share This

I was on the phone with a friend this morning visiting from out of town. She left a few months ago to attend graduate school in New Mexico. While we were making plans about what to do while she’s here, she was telling me about her new life in the land of enchantment. She’s still settling in and getting to know her professors and classmates. She was able to line up a job pretty quickly and is receiving a graduate student stipend, so she’s doing pretty well.

Being from Texas, though, she said she was shocked at how much poverty she sees around her. There is a high population of transients in the town she’s in; people without any kind of home or shelter at all. Panhandling is prevalent and prostitution laws must be lax otherwise she wouldn’t see it everywhere. It seems these social problems might be confined to the city she’s in, having visited Santa Fe and found no evidence of the same kind of hard living.

The university itself is also suffering from the harsh economy. Budget cuts and tuition increases loom, threatening her stipend and financial security over the next two years as she completes the degree. While moving itself, even temporarily for school, is a huge adjustment, these financial and evident social hardships have laid bare the harsh reality of the state of the economy. Things aren’t good. Those of us who are doing okay, are very fortunate. If you find yourself teetering near the brink, be sure to evaluate your situation carefully. If you have annuity payments you can receive cash for structured settlements. If you sell annuity payments, you could move yourself off the edge of the cliff and on to more stable ground until things get better.

Popularity: 17% [?]

Share This

In the last post we talked about some of the many reasons that someone who has a structured settlement - and annuity payments coming to them on a scheduled basis - would consider selling some of those future payments for a lump sum of cash. Whether the need for a sum of money extends to paying off debt or covering mortgage payments due to layoff, the need is consistent across the board - to work with a reputable, trusted buyer of structured settlement annuity that can broker the deal with efficiency and honesty.

A buyer of structured settlement annuity refers to a purchasing company that is knowledgable and experienced in this type of transaction. The seller - those who have the annuity payments to sell from their structured settlement - determine, along with the buyer’s guidance in many cases, the number of future payments they will need to sell to generate the amount of money that they need for their particular circumstances.

The buyer of structured settlement annuity purchases those future annuity payments. In other words, they become the rightful owners of those payments - only the ones that they purchased - when they come due. In exchange, the seller is given the cash value for those payments - the sum of which is often more versatile in allowing the seller to meet financial obligations.

In order for a sale to go smoothly, however, it is absolutely crucial to work with a buyer of structured settlement annuity that has experience, strong financial backing and a strong reputation in the industry. Such buyers will be able to expertly guide you on accruing the amount of money that you need for your purposes and no more. That way after the terms of the sale have been met and the buyer has received the number of payments that are now rightfully theirs, the seller will go back to receiving those payments as outlined in their settlement.

Popularity: 18% [?]

Share This

I have been the recent recipient of a number of hand-me-down clothes. Early in my career, I depended on professional clothes passed down to me from an older more established career woman who was simply tired of her wardrobe. I couldn’t wear all of it, but most of it stayed with me for years. It wasn’t exactly my style, but they were the nicest clothes I had. Ten years later I still have the Italian pin striped wool suit jacket that remains my go-to power piece.

With each “new to me” garment, I hold it carefully. Slowly I unfold it, examine it, and decide if I will actually wear this. Regardless, it ends up in the closet. Maybe, I’ll have a need for this and eventually I probably will. After a few months, if it’s still sitting there neglected I’ll pass it on to Goodwill or someone else in need of a closet spruce up. I’ve given plenty of clothes to friends and family and have been warmly touched whenever I receive something that someone thinks that I might like.

The economy has changed people’s habits, including what they do when they are done with a garment or hoping for something new. If you’re holding your breath and are worried more about your financial situation than the environmental benefits of recycling clothing, you may be interested in finding out more about cash for structured settlement payments. A buyer of structured settlement annuities can walk you through the process and help guide to a more secure financial outlook.

Popularity: 17% [?]

Share This

Lately, I’ve been thinking about how memory works. We know some people’s memory is more visual versus others who are more auditory. In order to commit something to memory, you usually have to supplement one with the other. In tandem, both auditory and visual stimulation will complement each other and provide firmer roots for the information in your memory.

While important moments in life may be instantly cemented into your memory, remembering pin numbers, historical dates, and acquaintance’s full names might still elude you. There are a number of memory games and easy software programs designed to keep memory limber. Think of them like warm-up exercises for your brain. Research has shown, though, that the best way to master material, especially complex ideas, is to be put in a situation where you have to teach it to someone else. Even if you didn’t have it all squared away when you started teaching, by the time you’ve successfully explained it to someone else you will have made sense of the material in a new way thereby forming new neural networks and new memories. You have something that makes sense to you!

Memory is an on-going challenge. There is always more to take in and more to forget. If you’re brain is stretched by a financial conundrum, perhaps you should look into receiving cash for structured settlements when you sell annuity payments. Then, you could use your extra brain storage for remembering more important things.

Popularity: 16% [?]

Share This

I can be guilty sometimes of burying my head in the sand. I was recently stung by an account that I had deemed too painful to look at and therefore keep a close eye on. Oops, I missed the payment! That wasn’t like me to completely miss an installment, but I was distracted and the fact that I didn’t even want to look at the account certainly made it difficult for me to keep track of the due date. Sigh, so it’s better to swallow hard and watch closely even if it’s not pleasant.

This is an attitude that I think a lot of people struggle to deal with in life. If I don’t acknowledge this problem surely it will go away, right? If I stay ignorant about the facts and details of this contract, business deal, or financial obligation perhaps it won’t be that bad. It seems like wishful thinking is the go-to solution for any kind of problem. Unfortunately, it usually just exacerbates the original issue and spawns a host of new problems. Having a larger balance than I liked was nothing compared to the shock of overdue fees.

If you’re struggling to come to terms with situations you’d rather ignore, perhaps receiving cash for structured settlement payments might be the right solution for you. You can receive a lump sum of cash if you sell annuity payments, which might be just the right solution for you. Finally time to take your head out of the sand.

Popularity: 17% [?]

Share This

It’s important, especially when it comes to your finances, that you do what makes the most sense for you and your family. Forget what everyone else is doing or what everyone else seems to have. In most cases, what you see and what the reality is are two very different things. So many of us are in financial survival mode right now; trying to stretch our resources and keep things afloat until things turn around. Will they turn around? Yes, eventually. In the meantime, we have to do what we have to do and that includes considering financial options that may seem out of the box - such as the choice to sell structured settlements.

If you are currently receiving a structured settlement payment on a regular basis, then you were likely awarded money in an out-of court personal injury settlement. This structured settlement is a financial arrangement made by the courts whereby you receive the money you were awarded through installment payments sent out on a scheduled basis. The money, in this case, was not given to you all at once but was, instead, deposited into an annuity from which the payments are made.

The choice to sell annuity payments for a lump sum of cash is made for many reasons, including but not limited to:

The need to make mortgage payments and save a home from foreclosure.
Covering medical bills.
Paying tuition.
Replacing lost wages due to illness or unemployment.
Paying off debt.

Everyone has their own reasons for deciding to sell their future annuity payments but in every instance it is necessary for those who are selling to work with a buyer of structured settlement annuity. If you are considering a sale then it’s because the timing and the reasons make sense for you and working with a trusted buyer of structured settlement makes sense as well. More in the next post…

Popularity: 21% [?]

Share This

We’ve been dealing with a medical crisis in my family for the last month now, as I’ve alluded in my previous posts about visiting the hospital. My entire immediate family is quite close and we all live in a one-hour vicinity, so we’ve been taking turns going to the hospital and checking in with each other frequently to keep up to date. Even though each of us has a different situation, we can contribute something to the mix. My sister with small children couldn’t bring them to the hospital, but she could go by the house and take care of the laundry and cleaning while they played. My other sister who has been looking for a job has made the hospital vigil, running errands, and relieving the primary caregivers part of her daily routine. I was kept away for a week or so by my own silly cold, but even then I could still crochet several hats that would be needed soon for the next stage in the chemotherapy treatment. It has been a great comfort to lean on and support each other. At some point, the medical crisis will be a distant memory in the past and all of the fearful nights and long hours of waiting will be behind us. Unfortunately for some people, the end of the medical drama is just the beginning of the money drain. Sadly, medical problems can easily lead to bankruptcy and financial insolvency for many. If you have an annuity payment, you can receive a lump sum of cash for structured settlements instead of receiving payments over time. It’s not the same as avoiding the medical crisis in the first place, but if you sell annuity payments, perhaps with time you’re finances at least will be on the mend.

Popularity: 18% [?]

Share This

It’s that time of year again when the grocery stores and farmer’s markets are full of pumpkins ripe for the carving. Halloween is still weeks away, but we can start plotting and planning the perfect Jack-o-lantern. Or, at least, you can! I am actually allergic to raw pumpkin. I love pumpkin pie, pumpkin lattes, pumpkin bread and even pumpkin seeds. However, when I have carved a pumpkin as an adult (not as a kid being assisted and watching an adult), I have suffered a fever for days afterwards. Coincidence? After a few times, I started to think not.

I made some pretty elaborate pumpkins and I love the process, but I will have leave it to someone else. Fall is one of my favorite times and I love the traditions surrounding the changing of the seasons. Carving watermelons just isn’t the same!

If you’re looking forward to a fun and festive fall and hoping to leave financial failures behind you with the end of summer, you may be looking for a creative solution like finding a firm to buy structured settlement annuities. You can sell structured settlements and be on your way to a more secure future, ready for the winter to come.

Popularity: 18% [?]

Share This